Financing
Terrace Finance
Financing is provided by a 3rd party provider. Customers must complete the application online. Only customers are allowed to complete the application, Outdoor Dog Supply, or their employees, cannot complete the application for the customer.
OutdoorDogSupply.com does not have any say of the approval or disapproval of the finance company, which is the sole discretion of the finance platform.
Please call 888-509-1370 to get in contact with Terrace Financing directly.
Terrace Finance is not a lender. They route your application through their network of lenders/lessors. Approval and approval amount are subject to credit eligibility and not guaranteed. Must be 18 or older to apply.
Once approved how it works:
- Customer applies for financing using the application.
- Customer will receive email notification of their application (pre-approval, approved, denial).
- Customers with approved financing will be contacted by the finance company or can contact them directly, and the finance platform will go through their order request and the finance company will place the order directly through our website for the customer.
Shop Pay Installments
Shop Pay lets you pay in full at checkout or split your purchase into manageable payments. Payment options are available on eligible purchases between $50 and $20,000.
How It Works
1. Shop & Select Shop Pay Choose Shop Pay Installments at checkout.
2. Sign Up or Log In Access your Shop Pay account or create one if needed.
3. Choose Your Payment Option
For purchases from $50 to $999.99: Split your purchase into 4 interest-free payments made every 2 weeks. No additional fees when payments are made on time. Checking your eligibility has no impact on your credit.
For purchases from $150 to $20,000: Choose monthly installment payments. Rates from 0%–36% APR, subject to eligibility. Checking your eligibility has no impact on your credit. Your credit score may be impacted if you miss payments or fail to make payments as agreed.
After your first payment is made at checkout, the remaining payments will be automatically charged according to your selected payment schedule. Payment reminders are sent via email, SMS, or push notifications through the Shop app. Payment schedules cannot be customized.
Representative Payment Examples
An $800 purchase could be split into:
4 interest-free payments of $200 every 2 weeks, or 12 monthly payments of approximately $72.21 at 15% APR.
Shop Pay Installments can help make purchases more manageable by allowing you to spread payments over time.
Important Disclosure
Rates from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: https://www.affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers are available at https://www.affirm.com/licenses.
PayPal Credit
PayPal Credit is a digital credit line that allows you to make purchases now and pay later, offering flexibility for both small and large expenses.
How It Works:
- Shop and Select PayPal Credit: Choose PayPal Credit at checkout from any retailer that accepts PayPal.
- Apply and Get Approved: If you’re new to PayPal Credit, a quick application process will determine your eligibility.
- Flexible Payments: Enjoy no interest on purchases of $99 or more if paid in full within six months. For smaller purchases or if you need more time, minimum monthly payments are required, and interest may apply.
PayPal Credit provides a convenient way to finance your purchases, with the flexibility to pay over time.
Afterpay
Afterpay is a buy-now, pay-later service that lets customers split their purchase into four interest-free payments over six weeks.
How It Works:
- Shop and Select Afterpay: Choose Afterpay at checkout, online or in-store.
- Sign Up or Log In: Create an account or log in, linking your debit or credit card.
- Split Payments: Pay the first installment at purchase; the rest are auto-deducted every two weeks.
Afterpay allows immediate enjoyment of purchases while spreading the cost over time, all without interest if payments are made on time.
- Choosing a selection results in a full page refresh.
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